Breaking Chains Inc.

First-time Home Buyer

Getting Credit on Track

Achieving My Goals

The Services at Breaking Chains where inspiration in me achieving my goal of home ownership; after meeting with Ms. Jackie Huggins Jones, I was well prepared and focus on the purchase of a home and the steps to be followed.

We took the time to comb through my finances and assets, we talked about all the expenses that where going to be needed and acquired. We wrote out a financial plan and guideline to follow, which prepared me for what was to come.

In the beginning I had a goal, I did what I knew, first I prayed, then I wrote out a plan to save and set a date according to my lease ending, I asked questions, I took a class to better prepare myself then I started looking I stuck to the plan I found some help God blessed me and I was able to meet some good people (Jackie) along the journey and it’s moving right along I found a house. I was denied a loan at the first bank that I applied, Ms. Jackie comfort me and pointed me in the right direction with a different bank and down payment assistance program.

I put in a bid and to an agreement with the sellers. I have completed the Loan application, which all fees I was prepared for, I opened up an escrow account with $500 just like we discussed, I had the home inspected which I was prepared for, but if the inspection is good and everything works out with the appraisal, I will be a successful home owner and I am very appreciate of the guidance and assistance that was provided.

Thank you for all your help and assistance you are awesome.

I Never Used a Budget

I found myself living from payday to payday. I went to Breaking Chains Inc. for budget counseling. I was not aware of the mount of money I was spending until I started receiving counseling with Breaking Chains Inc. Thank you for helping and showing me another way.

Sincerely,

Thank You and God Bless You Always

Making a Difference

Dear Jackie, Not only do you care for others, you reach out to help them too. “Thank you” for making a difference, especially in my life.

Keeping Me Off the Ledge…

Good evening Mrs. Huggins Jones

I just wanted you to know that I paid the rest of my closing cost $547.07, last night and sign about 90 pages with the title company and the transfer is complete as of today. At this point, I am waiting on my keys, I shade some very happy tears and I am very excited and thank you for helping me achieve one of my goals and making this a very pleasurable experience,  everyone was great, Sean and Karmen was excellent, the title closer was great I could not ask for better customer service.

Thank for keeping me off the ledge!

Help Through a Difficult Time in Life

Dear James,

I wanted to thank you for your outstanding customer service. I was very pleased with your immediate return calls whenever I telephoned your office. I was surprised how quickly you fit me into your busy schedule for a face-to-face appointment to assist me in completing the ‘Save-the-Dream” application in your office.

The “Save-the-Dream” approved side was almost instantaneous, I am now waiting on Century Federal Credit Union to respond.

Thank you for being professional and kind, and understanding to my situation; I appreciate your thoughtfulness.

Respectfully yours,

Dear Mr. Jones,

Thank yo so much for your assistance and kindness during my rebounding period from an unexpected unemployment. The mortgage paymet was paid today and has helped me immensely. I realize I have worried you to death with all of my calls to your office. That is what makes you so special.

I am working a new job and enjoying being back in the workforce. I’m so glad trouble doesn’t last always! I hope you and your family have a wonderful holiday season.