$2 Million of CARES ACT Funding for Mortgage Assistance Program

County homeowners who have been impacted by COVID-19 may be eligible for mortgage payment assistance.

Cuyahoga County Council approved $2 million of the County CARES Act funding received through the U.S. Department of Housing and Urban Development’s (HUD) Community Development Block Grant (CDBG) program to provide a one-time, zero interest deferred loan to urban Cuyahoga County homeowners who meet HUD eligibility guidelines and who have difficulty paying their mortgages because of the financial impact of COVID-19.

The program is being administered by Breaking Chains Inc.

“Currently 6 percent of homeowners in Cuyahoga County are 90 days or more delinquent in their mortgage payment,” said County Executive Armond Budish. “This funding will provide an additional measure of security and peace of mind to County homeowners knowing they will not risk losing their homes as they work to recover financially from the economic impacts of the pandemic.”

To be eligible for the Mortgage Assistance the borrower must meet the U.S. Department of Housing and Urban Development’s income guidelines, have missed one or more mortgage payments due to COVID-19 and the house must be the borrower’s primary residence, among other criteria.

Assistance is available while funds last.

To apply for the Cuyahoga County Mortgage Assistance Program, call Breaking Chains Inc at 216-464-0699.